Money tools

SIP calculator.

A SIP just means investing a fixed amount every month. See how those small, steady deposits can snowball over the years — in rupees, jargon-free.

Your SIP plan

Monthly investment

Yearly step-up 0%

None+5%+10%+15%

Step-up means you raise your monthly amount by this much every year — usually as your income grows. Leave at 0% for a flat SIP.

Expected yearly return 15%

Safe · 15%20-yr avg · 18%Bullish · 22%

The market has averaged about 18% a year over the last 20 years — but it swings a lot. We default to a safer 15%.

Time period 10 years

5y10y20y30y

Estimated total value

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You invest

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Returns earned

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Your money grows

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Total value What you invest

Every month you invest the same amount, whatever the market is doing. Each deposit keeps compounding, so over time your returns earned can grow larger than everything you actually put in.

Estimates only, assuming a steady return every year (real markets don't move in a straight line). Not investment advice — do your own homework.